Know-how

ACL

Our offers & Specificities


Whether you are a small construction company, an international financial organization, a property manager or an individual, find below all the solutions offered by ACL.

COMPANY/DAMAGE

Professional multi-risk insurance

Study and implementation of your all-risks insurance to cover damage to your buildings, equipment or stocks, as well as the resulting operating losses.

Building multi-risk and "All Risks saved" Building

On a wide range of products we offer multi-risk Building insurance contracts, for individual property or while managing park properties, in order to cover both damage to goods, loss of rents and income and the owner's civil liability, adapted to match closely to your needs.

Car fleet

NCurrently we're ensuring several thousand vehicles and take charge of all of the monitoring related to company fleets: audit of existing contracts, negotiation, fleet management, compensation, analysis and monitoring of claims.

Civil liability

Your business is liable for any damage caused to third parties in the exercise of your activity. We offer you various Civil Liability insurance contracts in order to protect you against these risks,: general, professional, corporate officers, environmental impairment, etc.

Machinery Breakdown

We offer solutions to cover all damage to machines / equipment / machinery in operation, including during assembly, transport, temporarily or annually.

THE RISKS OF CONSTRUCTION

Civil liability of construction companies

The exercise of construction activities engages the responsibility of your company regarding to any damage caused to third parties. We offer solutions specific to your activities in order to protect you against these risks: Promoters / Developers, construction companies, architects, etc.

Decennial civil liability - DLI decennial liability insurance.

The exercise of construction activities engages the responsibility of your company regarding to any damage caused to third parties. We offer solutions specific to your activities in order to protect you against these risks: Promoters / Developers, construction companies, architects, etc.

Buider's All Risks - COC course of construction

We carry out a complete analysis of your construction project to develop a tailor-made insurance contract allowing you to benefit from a comprehensive guarantee for your building site at the best price, with the possibility of guaranteeing anticipated Rental Losses.

COMPANY/RETIREMENT-HEALTH-FORESIGHT

Supplementary Pension Scheme - SPS

Subscribed by the employer on behalf of its employees, this insurance contract is used to fund for retirement. For the employee it offers the possibility to build up an additional retirement saving under favorable tax conditions. Useful for recruiting and retaining your employees, employer contributions are part of the company's operating expenses.

Health Group

Offer your employees customized health coverage solutions, useful for recruiting and retaining your employees, with employer charges falling within the company's operating expenses.

Group Foresight

In addition to a Supplementary Pension Scheme, guaranteed annuity in the event of death, disability, life annuity, etc. Can be added to it, offering comprehensive and quality social protection to your employees.

The specificities
Assurances-Conseils Luxemburg

CIVIL LIABILITY OF CORPORATE OFFICERS (D&O)


The risks involved by "Directors and Officers" are increasing, with strict regulatory and compliance constraints. If business leaders make questionable decisions, they can be faced with implaction of their personal responsibility. Setting up an D&O contract is therefore essential for the protection of your managers in a context of increased competition.

SPECIFIC PROFESSIONAL CIVIL LIABILITY


Financial sector, pension funds, etc. : Luxemburg is a world famous financial center; our know-how and expertise in this particular sector allows us to offer you the solutions best suited to your needs.

CYBER RISKS


We live in a digital world and the risks incurred are increasingly important (phising, ransomware, theft of data, etc.). Protect your customers and your business with solutions tailored to your business needs.

INSURANCE OF REAL ESTATE STOCKS


With more than 30 years of experience in the field of real estate insurance, ask our specialists to provide you solutions adapted to your assets - drafting dividers, « All Risks saved » insurance, possibility of covering the fair transactional market value, support with fleet management using state-of-the-art IT systems, claims monitoring, etc.

Audit and expertise


Because insurance is a complex, demanding and essential sector to a company's survival in the event of a disaster, call on our services to perform an independent audit. Current contracts, future needs, we'll proceed to a systematic analysis of all the elements involved and summarize all the details that will supports you to make a confident, clear and precise decision.

You would like to receive an Audit of your contracts?   Contact us